BNC National Bank Blog

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Personal Loan

Does a Personal Loan Impact Your Credit Score? Here’s What You Need to Know

February 18, 2025 |

Ever wondered how personal loans impact credit scores? Personal loans can be a powerful financial tool. If you’re consolidating debt, covering...

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Business Loans

Applying for Local Bank Business Loans in 2025? Lending Trends to Watch

February 10, 2025 |

Small businesses are poised for an eventful year in the lending market. 2025 appears rife with new opportunities and challenges alike. Projected rate...

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Small Business Banking, Business Loans, SBA Loans

Business Loans: How to Choose the Best Business Lending Banks for Your Needs

January 27, 2025 |

Your business’ success depends on access to the right resources. That’s why finding the best lending bank is one of the most impactful decisions you...

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Wealth Management, Retirement

Maximizing Your Social Security Benefits: A Guide (And a Social Security Benefits Calculator)

January 22, 2025 |

High-quality preparation is the name of the game when it comes to seamless retirement. Doing your homework ahead of time is key. This includes taking...

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Cybersecurity

Can You Spot a Phishing Scam

January 6, 2025 |

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of...

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Community Banking

Unlocking Financial Freedom: How BNC National Bank Empowers Millennials

November 4, 2024 |

Financial freedom for millennials may seem like a distant goal. However, while the journey can be challenging, it's within reach with the right...

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Cybersecurity

Cybersecurity Essentials: Steps You Can Take to Safeguard Your Banking Information

October 29, 2024 |

With the convenience of digital banking comes the heightened risk of cyberthreats. Therefore, safeguarding your financial information is no longer...

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Business Loans, Financial Literacy

Balancing Risk and Reward: Long-Term Business Loans Explained

October 1, 2024 |

When you’re running a business, successful financial decision-making comes down to a careful balance of risk and reward. For example, long-term...

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Personal Loan

Navigating Personal Loans: Your Comprehensive FAQ Guide

September 25, 2024 |

Personal loans can be a valuable tool in managing finances—whether for consolidating debt, making large purchases, or covering unexpected expenses....

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Life's Important Moments, Estate Planning

Life's Important Moments: Settling an Estate

September 16, 2024 |

The very last thing on your mind after losing a loved one is paperwork and tough decisions, but taking the steps to settle an estate can come with a...

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