--- title: BNC National Bank Blog | Rheannon Huber, Personal Banking Officer description: BNC National Bank Blog & News Articles --- [![BNC-Logo-4C-FC-M](https://blog.bncbank.com/hubfs/BNC-Logo-4C-FC-M.png)](https://www.bncbank.com/) Search for... This field is required - Personal - [Checking](https://www.bnc.bank/personal/checking) - [Savings](https://www.bnc.bank/personal/savings) - [Personal Credit Cards](https://www.bnc.bank/personal/credit-cards) - [Personal Loans & LOCs](https://www.bnc.bank/personal/personal-and-vehicle-loans) - [Wealth Management](https://www.bnc.bank/personal/wealth-management) - [Personal Online & Mobile Banking](https://www.bnc.bank/personal/online-and-mobile-banking) - Business - [Checking](https://www.bnc.bank/business/checking) - [Savings](https://www.bnc.bank/business/savings) - [Business Credit Cards](https://www.bnc.bank/business/credit-cards) - [Ag & Business Loans](https://www.bnc.bank/business/business-loans) - [Wealth Management](https://www.bnc.bank/business/wealth-management) - [401k Planning & Administration](https://www.bnc.bank/business/401k-planning-and-administration) - [Business Online & Mobile Banking](https://www.bnc.bank/business/business-online-and-mobile-banking) - About Us - [Our History](https://www.bnc.bank/about-us/our-history) - [Meet Our Team](https://www.bnc.bank/about-us/meet-the-team) - [Our Customers](https://www.bnc.bank/about-us/our-customers) - [Locations & Hours](https://www.bnc.bank/about-us/locations-and-hours) - [Careers](https://www.bnc.bank/about-us/careers) - Resources - [Quick Links](https://www.bnc.bank/resources/quick-links) - [Blog & News](https://blog.bncbank.com/) - [Guides & Ebooks](https://info.bncbank.com/resources) - [Calculators](https://www.bnc.bank/resources/financial-calculators) Log In [Contact Us](https://www.bnc.bank/contact-us) Account Type Online Banking - Consumer Online Banking - Business 401k Trust Account Remote Deposit Credit Card Loan Payment - Personal Loan Payment - Business Username Log In [Forgot Password](https://my.bnc.bank/forgot) --- [Sign Up](https://my.bnc.bank/enroll) [More Info](https://www.bnc.bank/personal/online-and-mobile-banking) Online Banking ID Log In [Log In](https://bnc.retirement.schwabrt.com/participant/) [Log In](https://icp.infovisa.com/0209) [Log In](https://smartpay.profitstars.com/business/login/bncbank) [Log In](https://www.myaccountaccess.com/onlineCard/login.do) [Log In](https://smartpay.profitstars.com/expressbd/BNCSPBD/BillerDirect/Index/5989974) [Log In](https://smartpay.profitstars.com/expressbd/BNCSPBD/BillerDirect/Index/5989978) # BNC National Bank Blog & News Browse by topic Select a Topic All Topics Budgeting Business Banking 101 Business Loans Community Community Banking Cybersecurity Debt Management Estate Planning FDIC Insurance Financial Health Financial Literacy Fraud Prevention Glendale Home Equity IntraFi Network Deposits Life's Important Moments Mobile Banking Personal Loan Retirement Savings SBA Loans Small Business Banking Travel Insights Wealth Management Subscribe to our blog **Tag Filtered:** [![](https://blog.bncbank.com/hs-fs/hubfs/Blog%20%2379%20Remodeling%20in%20Bismarck%20How%20to%20Plan%20for%20a%20Smooth%20Project.png?width=740&length=740&name=Blog%20%2379%20Remodeling%20in%20Bismarck%20How%20to%20Plan%20for%20a%20Smooth%20Project.png)](https://blog.bncbank.com/home-remodeling-made-easy) ## [Home Remodeling Made Easy: 4 Steps to Plan, Budget, and Prepare](https://blog.bncbank.com/home-remodeling-made-easy) July 25, 2025 | [Rheannon Huber, Personal Banking Officer](https://blog.bncbank.com/author/rheannon-huber-personal-banking-officer) Maybe your kitchen is too cramped for a growing family, or your outdated bathroom needs more than a fresh coat of paint. Remodeling is exciting, but... [Read More](https://blog.bncbank.com/home-remodeling-made-easy) [![](https://blog.bncbank.com/hs-fs/hubfs/Blog74Does%20a%20Personal%20Loan%20Impact%20Your%20Credit%20Score%3F%20Here%E2%80%99s%20What%20You%20Need%20to%20Know.jpeg?width=740&length=740&name=Blog74Does%20a%20Personal%20Loan%20Impact%20Your%20Credit%20Score?%20Here%E2%80%99s%20What%20You%20Need%20to%20Know.jpeg)](https://blog.bncbank.com/does-a-personal-loan-impact-your-credit-score-heres-what-you-need-to-know) Personal Loan ## [Does a Personal Loan Impact Your Credit Score? Here’s What You Need to Know](https://blog.bncbank.com/does-a-personal-loan-impact-your-credit-score-heres-what-you-need-to-know) February 18, 2025 | [Rheannon Huber, Personal Banking Officer](https://blog.bncbank.com/author/rheannon-huber-personal-banking-officer) Ever wondered how personal loans impact credit scores? Personal loans can be a powerful financial tool. If you’re consolidating debt, covering... [Read More](https://blog.bncbank.com/does-a-personal-loan-impact-your-credit-score-heres-what-you-need-to-know) [![](https://blog.bncbank.com/hs-fs/hubfs/log%20%2336%20-%20Preparing%20for%20Back%20to%20School%20Expenses.png?width=740&length=740&name=log%20%2336%20-%20Preparing%20for%20Back%20to%20School%20Expenses.png)](https://blog.bncbank.com/preparing-for-back-to-school-expenses) Community Banking ## [Preparing for Back to School Expenses: A Guide from Your Community Bank](https://blog.bncbank.com/preparing-for-back-to-school-expenses) June 27, 2024 | [Rheannon Huber, Personal Banking Officer](https://blog.bncbank.com/author/rheannon-huber-personal-banking-officer) Can you hear the school bells ringing? We can! The back-to-school season is here. Every year, August and September bring with them a mix of... [Read More](https://blog.bncbank.com/preparing-for-back-to-school-expenses) [![](https://blog.bncbank.com/hs-fs/hubfs/A%20Guide%20to%20Choosing%20the%20Right%20Business%20Bank%20in%202024.png?width=740&length=740&name=A%20Guide%20to%20Choosing%20the%20Right%20Business%20Bank%20in%202024.png)](https://blog.bncbank.com/a-guide-to-choosing-the-right-business-bank) Business Banking 101 ## [Empowering Small Businesses: A Guide to Choosing the Right Business Bank in 2024](https://blog.bncbank.com/a-guide-to-choosing-the-right-business-bank) March 13, 2024 | [Rheannon Huber, Personal Banking Officer](https://blog.bncbank.com/author/rheannon-huber-personal-banking-officer) Figuring out the finances of small businesses can be difficult, and it’s important to take advantage of every support system available to you. That... [Read More](https://blog.bncbank.com/a-guide-to-choosing-the-right-business-bank) [![](https://blog.bncbank.com/hs-fs/hubfs/Blog%20%2344%20-%20Building%20Financial%20Resilience.png?width=740&length=740&name=Blog%20%2344%20-%20Building%20Financial%20Resilience.png)](https://blog.bncbank.com/building-financial-resilience) Financial Literacy ## [Building Financial Resilience: Useful Tips for Individuals and Families](https://blog.bncbank.com/building-financial-resilience) December 7, 2023 | [Rheannon Huber, Personal Banking Officer](https://blog.bncbank.com/author/rheannon-huber-personal-banking-officer) Life is unpredictable—it’s a truism for a reason. This can make navigating life’s milestones difficult—particularly those that require a down... [Read More](https://blog.bncbank.com/building-financial-resilience) [![](https://blog.bncbank.com/hs-fs/hubfs/Blog%20%2343%20-%20Weathering%20Market%20Volatility%20with%20Your%20Community%20Bank.png?width=740&length=740&name=Blog%20%2343%20-%20Weathering%20Market%20Volatility%20with%20Your%20Community%20Bank.png)](https://blog.bncbank.com/weathering-market-volatility-with-your-community-bank) Community Banking ## [A Practical Guide to Weathering Market Volatility in 2024 with Your Local Community Bank](https://blog.bncbank.com/weathering-market-volatility-with-your-community-bank) November 20, 2023 | [Rheannon Huber, Personal Banking Officer](https://blog.bncbank.com/author/rheannon-huber-personal-banking-officer) Although markets will fluctuate, community banks can remain your comforting constant. In other words: Are you looking for peace of mind, stability,... [Read More](https://blog.bncbank.com/weathering-market-volatility-with-your-community-bank) [![](https://blog.bncbank.com/hs-fs/hubfs/Blog%20%2330%20-%20Lifes%20Important%20Moments%20%234-%20Having%20Kids.png?width=740&length=740&name=Blog%20%2330%20-%20Lifes%20Important%20Moments%20%234-%20Having%20Kids.png)](https://blog.bncbank.com/navigate-lifes-important-moments-with-your-community-bank-having-kids) Life's Important Moments ## [Navigate Life's Important Moments with Your Community Bank: Having Kids](https://blog.bncbank.com/navigate-lifes-important-moments-with-your-community-bank-having-kids) August 2, 2023 | [Rheannon Huber, Personal Banking Officer](https://blog.bncbank.com/author/rheannon-huber-personal-banking-officer) If you’re already a parent, we don’t need to tell you that kids are expensive. Even if you don’t have kids, you likely have some inkling of the costs... [Read More](https://blog.bncbank.com/navigate-lifes-important-moments-with-your-community-bank-having-kids) [![](https://blog.bncbank.com/hs-fs/hubfs/Lifes%20Important%20Moments%203%20Getting%20Married.png?width=740&length=740&name=Lifes%20Important%20Moments%203%20Getting%20Married.png)](https://blog.bncbank.com/planning-for-the-future-together-and-getting-married) Life's Important Moments ## [Navigate Life's Important Moments with Your Community Bank: Planning for the Future Together (and Getting Married!)](https://blog.bncbank.com/planning-for-the-future-together-and-getting-married) June 8, 2023 | [Rheannon Huber, Personal Banking Officer](https://blog.bncbank.com/author/rheannon-huber-personal-banking-officer) Getting married is an incredible lifetime achievement—congratulations!) Yet, as anyone who’s gotten married will tell you, weddings are expensive—and... [Read More](https://blog.bncbank.com/planning-for-the-future-together-and-getting-married) [![](https://blog.bncbank.com/hs-fs/hubfs/Navigate%20Lifes%20Important%20Moments%20with%20Your%20Community%20Bank%20Your%20First%20Job.png?width=740&length=740&name=Navigate%20Lifes%20Important%20Moments%20with%20Your%20Community%20Bank%20Your%20First%20Job.png)](https://blog.bncbank.com/navigate-lifes-important-moments-with-your-community-bank-your-first-job) Life's Important Moments ## [Navigate Life's Important Moments with Your Community Bank: Your First Job](https://blog.bncbank.com/navigate-lifes-important-moments-with-your-community-bank-your-first-job) May 23, 2023 | [Rheannon Huber, Personal Banking Officer](https://blog.bncbank.com/author/rheannon-huber-personal-banking-officer) The first job you get is an exciting milestone for young adults, but it also marks the usual beginning of financial responsibility. It’s essential to... [Read More](https://blog.bncbank.com/navigate-lifes-important-moments-with-your-community-bank-your-first-job) [![](https://blog.bncbank.com/hs-fs/hubfs/Blog%20%2324%20-%20Navigate%20Lifes%20Important.png?width=740&length=740&name=Blog%20%2324%20-%20Navigate%20Lifes%20Important.png)](https://blog.bncbank.com/navigate-lifes-important-moments-with-your-community-bank-going-to-college) Community Banking ## [Navigate Life's Important Moments with Your Community Bank: Going to College](https://blog.bncbank.com/navigate-lifes-important-moments-with-your-community-bank-going-to-college) May 8, 2023 | [Rheannon Huber, Personal Banking Officer](https://blog.bncbank.com/author/rheannon-huber-personal-banking-officer) Going to college is a major life event. You should feel like you can enjoy the ride. That’s not always the case—especially when your first tuition... [Read More](https://blog.bncbank.com/navigate-lifes-important-moments-with-your-community-bank-going-to-college) [![Go to BNC Homepage](https://blog.bncbank.com/hubfs/BNC-Logo-4C-FC-M.png)]({url={type=EXTERNAL,%20content_id=null,%20href=https://bnc.bank,%20href_with_scheme=https://bnc.bank},%20open_in_new_tab=false,%20no_follow=false,%20sponsored=false,%20user_generated_content=false,%20rel=}) We help you manage your personal and business finances on your own terms. - Get In Touch - [Contact Us](https://www.bnc.bank/contact-us) - [Locations & Hours](https://www.bnc.bank/about-us/locations-and-hours) - [Join Our Team](https://www.bnc.bank/about-us/careers) - [Investor Relations](https://www.bnc.bank/resources/investor-relations) - About Us - [Blog](https://blog.bncbank.com) - [Our Community](https://www.bnc.bank/our-community) - [Quick Links](https://www.bnc.bank/resources/quick-links) ## Get the newsletter © 2026 BNC National Bank.All Rights Reserved. [Security is a Partnership](https://www.bnc.bank/security-is-a-partnership) [Privacy Policy](https://www.bnc.bank/privacy-policy) [Terms of Use](https://www.bnc.bank/terms-of-use) [Accessibility Statement](https://www.bnc.bank/accessibility-statement)