---
title: BNC National Bank Blog | Ron Castro, West Valley President
description: Ron joined BNC National Bank in 2014. Ron has over 27 years of commercial banking experience with a focus on business development and portfolio management.
---
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# BNC National Bank Blog & News
Browse by topic Select a Topic All Topics Budgeting Business Banking 101 Business Loans Community Community Banking Cybersecurity Debt Management Estate Planning FDIC Insurance Financial Health Financial Literacy Fraud Prevention Glendale Home Equity IntraFi Network Deposits Life's Important Moments Mobile Banking Personal Loan Retirement Savings SBA Loans Small Business Banking Travel Insights Wealth Management
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[%20(1).jpeg?width=740&length=740&name=AdobeStock_593305440%20(1)%20(1).jpeg)](https://blog.bncbank.com/balancing-risk-and-reward-long-term-business-loans-explained)
Business Loans, Financial Literacy
## [Balancing Risk and Reward: Long-Term Business Loans Explained](https://blog.bncbank.com/balancing-risk-and-reward-long-term-business-loans-explained)
October 1, 2024 | [Ron Castro, West Valley President](https://blog.bncbank.com/author/ron-castro-west-valley-bank-president)
When you’re running a business, successful financial decision-making comes down to a careful balance of risk and reward. For example, long-term...
[Read More](https://blog.bncbank.com/balancing-risk-and-reward-long-term-business-loans-explained)
[](https://blog.bncbank.com/how-to-find-the-right-sba-loan-for-your-small-business)
SBA Loans
## [How to Find the Right SBA Loan for Your Small Business](https://blog.bncbank.com/how-to-find-the-right-sba-loan-for-your-small-business)
March 31, 2023 | [Ron Castro, West Valley President](https://blog.bncbank.com/author/ron-castro-west-valley-bank-president)
SBA loans can be transformative. Applying for and accessing the funds you need to start your small business is a significant thing on your to-do list...
[Read More](https://blog.bncbank.com/how-to-find-the-right-sba-loan-for-your-small-business)
[](https://blog.bncbank.com/the-small-business-owners-guide-the-sba-loan-approval-process-and-time-frames)
SBA Loans
## [The Small Business Owner’s Guide: The SBA Loan Approval Process and Time Frames](https://blog.bncbank.com/the-small-business-owners-guide-the-sba-loan-approval-process-and-time-frames)
March 7, 2023 | [Ron Castro, West Valley President](https://blog.bncbank.com/author/ron-castro-west-valley-bank-president)
When starting a small business, you need all the support you can get. It can seem like you’re on your own as an entrepreneur, but that isn’t always...
[Read More](https://blog.bncbank.com/the-small-business-owners-guide-the-sba-loan-approval-process-and-time-frames)
[](https://blog.bncbank.com/how-to-get-an-sba-loan-best-practices-tips-and-tricks)
SBA Loans
## [How to Get an SBA Loan: Best Practices, Tips, and Tricks](https://blog.bncbank.com/how-to-get-an-sba-loan-best-practices-tips-and-tricks)
November 17, 2022 | [Ron Castro, West Valley President](https://blog.bncbank.com/author/ron-castro-west-valley-bank-president)
If you’re a business owner trying to secure your first Small Business Administration (SBA) loan, you likely feel extra pressure bearing down on you....
[Read More](https://blog.bncbank.com/how-to-get-an-sba-loan-best-practices-tips-and-tricks)
[](https://blog.bncbank.com/get-sba-loan-rates-faster-at-an-sba-preferred-bank)
Business Loans, SBA Loans
## [Get SBA Loan Rates Faster at an SBA-Preferred Bank](https://blog.bncbank.com/get-sba-loan-rates-faster-at-an-sba-preferred-bank)
October 27, 2022 | [Ron Castro, West Valley President](https://blog.bncbank.com/author/ron-castro-west-valley-bank-president)
If you’re a new business owner, your ears probably perked up the first time you heard about Small Business Administration (SBA) loans. With generous...
[Read More](https://blog.bncbank.com/get-sba-loan-rates-faster-at-an-sba-preferred-bank)
[](https://blog.bncbank.com/behind-the-scenes-of-business-loan-processes)
Small Business Banking, Business Loans
## [Behind the Scenes of Business Loan Processes](https://blog.bncbank.com/behind-the-scenes-of-business-loan-processes)
August 9, 2022 | [Ron Castro, West Valley President](https://blog.bncbank.com/author/ron-castro-west-valley-bank-president)
Completing and submitting applications for small business loans in Arizona or North Dakota can take a while.
[Read More](https://blog.bncbank.com/behind-the-scenes-of-business-loan-processes)
[](https://blog.bncbank.com/6-qualities-the-best-bank-for-small-business-has)
Small Business Banking
## [6 Qualities the Best Bank for Small Business Has](https://blog.bncbank.com/6-qualities-the-best-bank-for-small-business-has)
August 1, 2022 | [Ron Castro, West Valley President](https://blog.bncbank.com/author/ron-castro-west-valley-bank-president)
When you’re looking for a great banking experience as you start your own business venture, you need more than just a good banking partner.
[Read More](https://blog.bncbank.com/6-qualities-the-best-bank-for-small-business-has)
[](https://blog.bncbank.com/bigger-isnt-always-better-perks-that-small-business-banks-bring)
Community Banking, Wealth Management
## [Bigger Isn't Always Better: The Perks That Small Business Banks Bring](https://blog.bncbank.com/bigger-isnt-always-better-perks-that-small-business-banks-bring)
July 28, 2022 | [Ron Castro, West Valley President](https://blog.bncbank.com/author/ron-castro-west-valley-bank-president)
Although working with a big national bank may come with some benefits, local small business banks often offer even bigger perks.
[Read More](https://blog.bncbank.com/bigger-isnt-always-better-perks-that-small-business-banks-bring)
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